Lumida Ledger: Labor Day Special, New Podcast, Conference Update

Welcome back to the Lumida Ledger. We hope you have a wonderful labor day.

Instead of our usual newsletter this week, we will provide you with something to listen to.

Here’s what we’ll cover this week:

• Interview with Matt Homer: Founder of Crypto VC ‘Department of XYZ’ and formerly with the NYDFS & FDIC

• Launch of the Lumida Longevity & Legacy podcast

  • Lumida offers clients support in wealth and health. The wealth side of our business provides investment management services while the health side focuses on the holistic needs of our clients across insurance, estate planning, and tax.

• Conference Update & Permissionless Ticket Giveaway

  • We’ll be speaking at Permissionless and Mainnet this month. Reach out to us if you’d like to connect.

  • We have an extra ticket to Permissionless we are giving away (value $1,199). Read on for more details.

We had an enlightening conversation with Matt Homer, formerly with NYDFS and FDIC, and the founder of the Department of XYZ, a pioneering crypto VC.

We delved into the future of finance, touching on blockchain, tokenization, and the push for decentralization.

Here are some of the topics we covered.

• The evolving rules around digital assets.

• Federal and state positions on digital assets.

• How regulation is shaping the market's evolution.

• Forthcoming rules and their effects on stablecoins and international players.

• Matt's perspective on the "Financial Innovation and Technology for the 21st Century Act" and what it means for the industry.

• The aftermath of Ripple's recent decision on market dynamics and legislation.

• A closer look at VC, Fintech, and Digital Assets.

You can listen to the full interview on our YouTube channel.

New Podcast 

We’re excited to announce that later this month we will be launching a new podcast – Longevity & Legacy.

This podcast will focus on exploring topics related to extending your healthspan (the length of time that the person is healthy, not just alive) – and planning for both the unforeseen and (unfortunately) inevitable.

This will range from trust and estate planning techniques of the UHNW to concierge medicine and everything in between.

We realized, through extensive client discovery, that our clients and prospective clients desire more out of their relationship with a financial advisor.

They’re looking for a thought partner and quarterback to guide both their wealth and health, with health being defined as everything related to how to live a long life and planning for the possibility of not doing so.

Thus, we have organized our business and leadership team around those two concepts: Wealth and Health.

Justin Guilder, our co-founder, leads the “Health” side of the business – including all client services related to trust & estate, insurance, and legacy planning – will be hosting the podcast.

You can follow him on Twitter (@jguilder) to learn more about the podcast and follow along as he formulates his estate plan, explores his health & wellness, and considers what it means to legacy plan.

Conference Calendar

We’ll be speaking at Permissionless and Mainnet. We have promo codes for discounted tickets. Reach out to us if you are attending and would like to connect.

• Permissionless Sept 11-13 in Austin. Use code LUMIDA30 for 30% off your ticket

• Messari Mainnet Sept 20-22 in NYC. Use code MAINET-SPKR for $300 off your ticket.

Permissionless Ticket Giveaway

We launched the Lumida Ledger newsletter earlier this year with the goal to provide institutional grade cross-asset class insights.

Since launching, we have grown to nearly 1,000 subscribers.

To celebrate this milestone, we are giving away a ticket to the Blockworks Permissionless Conference in Austin September 11-13th ($1,199 ticket value).

Make sure you are subscribed, and share the newsletter with your friends, for a chance to win.

To jump start this referral program we are giving away 1 Free pass to Permisionless worth $1199 to a randomly selected referrer at the end of this week! Permisionless is the world’s largest DeFi event, with over 7000+ crypto enthusiasts & builders in attendance with keynotes & speeches from Web3 leaders such as Vitalik Buterin, Anatoly Yakavenko and Lumida's Co-Founder Ram Ahluwalia.

Remember to use your special referral link so that we can track it!

Terms and Conditions for Prize Giveaway

Introduction:

These Terms and Conditions govern the "Referral Prize Giveaway" (hereinafter referred to as the "Giveaway") conducted by Lumida Wealth Management LLC (hereinafter referred to as the "Advisor"). By participating in the Giveaway, you agree to comply with these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not participate in the Giveaway.

Eligibility:

• The Giveaway is open to individuals who are subscribers of the Advisor's newsletter.

• Participants must be at least 18 years old to be eligible to participate.

• Employees, agents, and affiliates of the Advisor and their immediate family members are not eligible to participate.

How to Enter:

• To enter the Giveaway, participants must refer new subscribers to the Advisor's newsletter.

• Referrals must be made using the unique referral links provided by the Advisor.

• Each valid referral will count as one entry into the Giveaway.

• There is no limit to the number of referrals a participant can make.

Valid Referrals:

• Referrals must be valid and confirmed by the Advisor in order to count as a valid referral.

• The Advisor reserves the right to disqualify referrals that it deems, in its sole discretion, to be fraudulent or in violation of these Terms and Conditions.

Prizes:

• The prizes for the Giveaway will be awarded as follows:

• One General admission pass worth $1199 to the Blockworks Permissionless conference. https://blockworks.co/event/permissionless-2023/tickets

• The Advisor reserves the right to substitute the prizes with items of equal or greater value at its sole discretion.

Winner Selection:

• The winners will be selected at random from all eligible entries.

• The odds of winning depend on the number of valid entries received.

• Winners will be notified by email or other contact information provided by the participant within 48 hours of the close of the Giveway, which is Thursday, September 7 at 12pm EST.

• If a winner cannot be reached within 24 hours or fails to respond within the specified time, an alternate winner may be selected.

General Conditions:

• The Advisor reserves the right to disqualify any participant found to be in violation of these Terms and Conditions.

• The Advisor reserves the right to cancel, suspend, or modify the Giveaway at any time for any reason, including but not limited to fraud or technical difficulties.

• Participants agree that the Advisor's decisions regarding the Giveaway are final and binding.

Privacy:

• By participating in the Giveaway, participants agree to the collection and use of their personal information by the Advisor for the purpose of administering the Giveaway.

• The Advisor will not share or sell participants' personal information to third parties.

Compliance with Laws:

• This promotion is subject to all applicable federal, state, and local laws and regulations.

• Participants must comply with all applicable securities laws and regulations when making referrals to the Advisor's newsletter.

• Participants should not make false or misleading statements about the Advisor or its services in their referrals.

No Purchase Necessary:

• No purchase is necessary to earn rewards in this Giveaway. Participants can enter without making any financial transactions with Lumida Wealth.

Geographic Limitations:

• Rewards are currently only available to readers located within the United States.

• Participants located outside the United States are not eligible to receive rewards.

Cancellation or Modification:

• The Advisor reserves the right, at its sole discretion, to cancel, suspend, or modify the promotion if it becomes corrupted in any manner such that it cannot be conducted as originally planned.

• Any attempt by any person to deliberately damage or tamper with the referral system or undermine the legitimate operation of the promotion is in violation of criminal and civil laws.

• If such an attempt is made, the Advisor reserves the right to seek remedies and damages from any such person to the fullest extent permitted by law, including criminal prosecution.

Errors:

• The Advisor is not responsible for any typographical or other error in the printing, the offering, or the announcement of any rewards/offers or in the administration of this promotion.

Severability:

• If any provision(s) of these Official Rules are held to be invalid or unenforceable, all remaining provisions hereof will remain in full force and effect.

Disclaimer:

• The Advisor and its agents, affiliates, and advertising and promotion agencies make no warranty, guarantee, or representation of any kind concerning the rewards. The Advisor disclaims any implied warranty.

• The Giveaway is not sponsored, endorsed, or administered by any third party, including social media platforms.

• Participants release the Advisor from any liability for injuries, losses, or damages of any kind resulting from their participation in the Giveaway.

• Participants assume liability for injuries or damages of any kind caused or claimed to be caused by participating in the promotion or by the acceptance, possession, or use of any reward.

• The Advisor and its agents, affiliates, and advertising and promotion agencies are not in any way responsible or liable for damage, loss, or injury resulting from acceptance and use of any reward.

• By participating, all participants agree to release, indemnify, and hold harmless the Advisor and its affiliates, co-branded partners, and their respective officers, directors, employees, and agents, from any claim, injury, damage, liability, or loss that may occur, directly or indirectly, in whole or in part, from participation in this promotion.

• By participating in the Giveaway, you acknowledge that you have read, understood, and agree to these Terms and Conditions. If you have any questions about the Giveaway or these Terms and Conditions, please contact [email protected].

Disclaimer: Lumida Wealth Management LLC (‘Lumida”) is located in New York, NY, and is an SEC registered investment adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Lumida only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Any direct communication by Lumida with a prospective client will be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

The information in this material has been obtained from sources believed to be reliable. While all reasonable care has been taken to ensure that the facts stated in this material are accurate and that the forecasts, opinions and expectations contained herein are fair and reasonable, Lumida, Inc. and Lumida Wealth Management LLC (collectively Lumida) make no representations or warranties whatsoever the completeness or accuracy of the material provided, except with respect to any disclosures relative to Lumida. Accordingly, no reliance should be placed on the accuracy, fairness or completeness of the information contained in this material. Any data discrepancies in this material could be the result of different calculations and/or adjustments. Lumida accepts no liability whatsoever for any loss arising from any use of this material or its contents, and neither Lumida nor any of its respective directors, officers or employees, shall be in any way responsible for the contents hereof, apart from the liabilities and responsibilities that may be imposed on them by the relevant regulatory authority in the jurisdiction in question, or the regulatory regime thereunder. Opinions,forecasts or projections contained in this material represent Lumida’s current opinions or judgment as of the day of the material only and are therefore subject to change without notice. Periodic updates may be provided on companies/industries based on company-specific developments or announcements, market conditions or any other publicly available information. There can be no assurance that future results or events will be consistent with any such opinions, forecasts or projections, which represent only one possible outcome. Furthermore, such opinions, forecasts or projections are subject to certain risks, uncertainties and assumptions that have not been verified, and future actual results or events could differ materially. The value of, or income from, any investments referred to in this material may fluctuate and/orbe affected by changes in exchange rates. All pricing is indicative as of the close of market for the securities discussed, unless otherwise stated. Past performance is not indicative of future results. Accordingly, investors may receive back less than originally invested. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. The opinions and recommendations herein do not take into account individual client circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies to particular clients. The recipients of this material must make their own independent decisions regarding any securities or financial instruments mentioned herein and should seek advice from such independent financial, legal, tax or other adviser as they deem necessary. Lumida may trade as a principal on the basis of its views and research, and it may also engage in transactions for its own account or for its clients’ accounts in a manner inconsistent with the views taken in this material, and Lumida is under no obligation to ensure that such other communication is brought to the attention of any recipient of this material. Others within Lumida may take views that are inconsistent with those taken in this material. Employees of Lumida not involved in the preparation of this material may have investments in the financial instruments or securities (or derivatives of such financial instruments or securities) mentioned in this material and may trade them in ways different from those discussed in this material. This material is not an advertisement for or marketing of any issuer, its products or services, or its securities in any jurisdiction